Saya tertarik dengan laporan ini kerana setiap orang daripada kita sama ada yang bekerja disektor awam atau swasta akan menempuhi zaman persaraan. Laporan ini menunjukkan bahawa kita memerlukan sekurang-kurangnya RM 1 juta sebagai wang persaraan untuk kehidupan yang lebih selesa diusia tua nanti. - Admin KKS
23rd April, 2010
KUCHING: Malaysians need at least RM1 million in retirement savings to live comfortably, says Sasitharan Krishnan, the senior director of Customer Relations ReMark Malaysia.
He said based on research undertaken, most retirees in the country were unable to reach the needed savings and this caused them to look for jobs, even though retired.
The failure to have adequate savings he added, was because, they did not plan their finances early and also due to the lack of a savings discipline.
And, according to Sasitharan, the study also showed that savings in the Employee Provident Fund (EPF) could only last for three years.
“This situation is worrisome. Therefore, I am proposing that the government review the retirement age from 55 to 65 years,” he said, when met after the Financial Planning Seminar held here in conjunction with the Malaysia Unit Trust Week 2010 yesterday.
He also said the retirement age of 55 was too early from Malaysians as they were still young when compared to the Europeans and Japanese who reached pensionable age at 65.
Sasitharan also indicated the retirement age of 55 rendered Malaysian workers unproductive, two or three years before they retired. “At that age in Europe and Japan, the workers still have a high degree of efficiency,” he said.
Source: Sila klik disini.
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